Investor Relations
DKB is a focused customer bank, based on two pillars: As a direct bank, we offer private customers the opportunity to conduct their banking transactions online. As a commercial bank, we offer customised financing and investment solutions to municipalities and companies in selected promising sectors through our branch network.
DKB with a focus on retail and corporate customers
With total assets of EUR 121.0 billion (as of 31 December 2022), DKB, headquartered in Berlin, is one of the largest banks in Germany. Founded in 1990, we are a 100% subsidiary of BayernLB. More than 5.3 million people are customers of DKB. Its business activities are mainly concentrated in the Federal Republic of Germany. DKB serves its business customers personally at 26 DKB branches throughout Germany.
Our latest financial reports
Sustainability is our core business
Sustainability is firmly anchored in our core business. Among other things, we finance energy-efficient housing, health care facilities and projects in schools and day care centres - in short: everything that people need to live. We have been providing loans for numerous renewable energy projects in the wind, solar and bioenergy sectors since 1996 and, with a loan volume of over EUR 12 billion (as of 30 June 2022), we are one of the largest financiers of the energy transition.
Capital market funding to diversify our refinancing structure
In order to strengthen medium and long-term refinancing funds, we have been issuing securities on the capital market for many years. We primarily issue public Pfandbriefe, mortgage Pfandbriefe in benchmark or private placement format, as well as unsecured bonds in benchmark format. Our Green Bonds are used to refinance wind and solar project business in Germany. With our Social Bonds we refinance lending business that generates social added value.
The volume of outstanding DKB bonds on the capital market through the issuance of public and mortgage Pfandbriefe as well as senior unsecured bonds amounts to around EUR 8 billion as of 31.12.2022. Of this, the volume of outstanding Green and Social Bonds amounts to around EUR 2.5 billion as of 31.12.2022.
Further information can be found on our Green and Social Bond Programmes website.
DKB AG's ratings
Additional information
DKB is an active member of the Association of German Public Banks (VÖB), the Association of German Pfandbrief Banks (vdp), the Banking Association and the AEFMA, for which it pays the corresponding membership subscriptions.